Protecting your identity

Protecting your identity / Ripoff alert

Affordable Care Act calls may be attempt to steal your identity

On May 28, 2013

The final details are being put together for the health insurance exchanges that will start next January. The applications have been released, and processing of them will begin in October. Already, the Better Business Bureau says scammers are trying to use the program to steal your personal information.  The BBB says the callers are claiming to be from the federal…

Protecting your identity / Tech

Senator wants cramming ban for cell phones

On April 3, 2012

Phone companies are getting the message that consumers don’t like cramming. That’s when a third-party fee appears on your phone bill with charges you did not approve. According to the Federal Communications Commission, these charges appear on 15 to 20 million phone bills a year, yet a survey showed only 5% of consumers knew about the charges. It’s not only…

Protecting your identity / Solving problems

Do data breaches lead to identity theft or fraud?

On April 2, 2012

UPDATE: Security breaches are becoming all too common and costly for consumers. Global Payments is the latest company hit. The company says less than 1.5 million Visa and MasterCard account holders may be impacted. Global Payments says while credit card data was compromised; individuals names, addresses and social security numbers were not accessed. While the company says the incident is…

Protecting your identity / Ripoff alert / Tech

Zappos customers on alert after cyber attack – the lesson for all of us

On January 16, 2012

Cyberfraud is always rampant, but what’s next this week? Online shoe retailer, Zappos, is warning customers that their personal data may have been accessed including your email address, name, billing and shipping address, phone number, and the last four digits of your credit card number, and maybe even a scrambled version of your password. Yikes! The email sent to customers…

Protecting your identity

Top identity theft services

On September 26, 2011

Identity theft is a worry that never goes away. Even if you protect your good name, there are so many ways someone else can trash it. So, what’s the best way to protect your name? Javelin Strategy & Research released a review of 24 ID protection services, and found significant variations in the service provided. The advertising for these companies…

Consumer News / Protecting your identity

Unemployed get mortgage assistance

On July 8, 2011

If you are unemployed and having trouble making your mortgage payments, the Obama Administration is offering some relief. The forbearance period will be extended from 3 months to 12 months. Upfront hurdles will also be removed making it easier for unemployed borrowers to qualify. Even if you are seriously delinquent, this program may work for you if you don’t have…

Protecting your identity / Solving problems

Citigroup says security breach impacts 360,000+ customers

On June 16, 2011

Citigroup says 360,083 U.S. Citi-branded credit cards were compromised in the recent security breach. The breach happened May 10th and impacted about 1% of North American cardholders. In Ohio, 5,547 customers were impacted. The company posted an open letter to its customers on its website. It reads as follows: “To Our Customers: You may have recently read in the media…